I have Medica and I don't see anything about what it's actually called, but I think Medica is what you want to know. I live in Newton, Iowa, Jasper County, And, I don't know. This is the crappiest insurance I've ever gotten.
Even when it was $65, I was willing to pay more money for a better insurance, but the only thing up was $300. They didn't have anything in between. So I was like stuck getting you guys and I didn't even want you. And I knew it was gonna be crappy insurance, but now you've raised it to a hundred and one. You're the worst insurance company I've ever had to go through. I've been to Medica before and it's way better than this. I couldn't, had to get stuck with bronze or something and I was willing to go up more if I could, if I could pay just a little bit more money that I didn't work with me at all at marketplace.
And I'm in shock that this crappy insurance is gonna cost me around, what, 35 $30 more a month because it's not worth ****. Even the payment that you have to pay so much before you kick in is terrible. I would never be able to pay that. So I hope I die at home and not in the hospital Cause if I knew I was gonna die, I would tell the people on if I could talk, I would tell them not to call handle it because I can't afford the hospital.
You are terrible. You're terrible with diabetics. Because you only let him have the kind that you could shoot your arm in. And I'm not that bad off. I just need Forceigo or something like that. And you guys went down what? A little bit and it still is gonna cost me a lot of money. I don't even know if you're the right one, what if it was the right medication, and we gonna the other one.
And I'm just thinking you're just full of ****. You're a full of ****. It's the big people against a little. I just paid off a loan. I thought it was gonna be a and you've just suck it right back out of us. The trump is too, and I don't even know how that's gonna make it worse because he's already talking about making it worse, you know, pretty soon people and forward they haven't source at all. And like that one lady senator said. Oh, well, people die. I guess that's your attitude too. Oh, well, people die, you know, so you ******* suck.
Sorry about the dirty word. Bye.
Jackie F.
We are writing in response to the proposed rate increase for Medica, effective January 1, 2026. We are deeply concerned about the size of this increase.
As a healthy, responsible household nearing retirement, we already pay approximately $1,300 per month for health insurance — coverage that does not include vision or dental care. Despite our minimal use of services and our commitment to healthy living, our premiums continue to rise at an unsustainable rate.
We believe that increased state and federal regulations, while often well-intended, have added costly administrative burdens to healthcare providers and insurance companies. These costs are inevitably passed on to consumers like us. If Medica is requesting a significant rate increase, we believe they should also be required to demonstrate what steps they’ve taken to reduce administrative expenses and streamline operations.
We understand that actuaries may be accounting for rising claims or healthcare costs, but we urge the State to also consider whether insurance carriers are doing their part to control costs and improve efficiency before approving rate hikes.
As we approach retirement, our ability to absorb continued out-of-pocket increases is limited. We ask that you advocate on behalf of consumers and scrutinize these proposed increases with fairness and transparency.
Sincerely,
Erin R, West Des Moines
We are writing in response to the proposed rate increase for Medica, effective January 1, 2026. We are deeply concerned about the size of this increase.
As a healthy, responsible household nearing retirement, we already pay approximately $1,300 per month for health insurance — coverage that does not include vision or dental care. Despite our minimal use of services and our commitment to healthy living, our premiums continue to rise at an unsustainable rate.
We believe that increased state and federal regulations, while often well-intended, have added costly administrative burdens to healthcare providers and insurance companies. These costs are inevitably passed on to consumers like us. If Medica is requesting a significant rate increase, we believe they should also be required to demonstrate what steps they’ve taken to reduce administrative expenses and streamline operations.
We understand that actuaries may be accounting for rising claims or healthcare costs, but we urge the State to also consider whether insurance carriers are doing their part to control costs and improve efficiency before approving rate hikes.
As we approach retirement, our ability to absorb continued out-of-pocket increases is limited. We ask that you advocate on behalf of consumers and scrutinize these proposed increases with fairness and transparency.
Sincerely,
Erin R, West Des Moines
I am a medical insurance consumer living in Ankeny, Iowa. Like many, my health, and the health of my household, is covered by an insurance policy from Medica that was obtained from Healthcare.gov. The plan has a high deductible, and is barely affordable, but it is the best I could manage. I rely on this coverage for my healthcare needs. Recently I received a notice from Medica informing me of a proposed rate increase of 26.8% to take effect Jan. 1, 2026. I am writing to urge you in the strongest terms to reject this proposal.
I worked in the insurance industry for many years, and know that such a drastic increase is highly unusual. Insurance companies are intended to assess risks, statistically average them, then pool resources to make rates affordable for their clients. This is not what is happening under this new proposal. Expecting clients to absorb such a massive rate increase in such a short time is outrageous and unsupportable. Accepting this increase would accomplish nothing but to make insurance unaffordable or unattainable for nearly everyone not already rich enough to self-insure, including myself.
Rate increases do happen, but should be incremental, unavoidable, formulated according to a fact-based risk analysis, and spread out over a reasonable period of time. This rate increase is not in the public interest. I respectfully ask that this proposal not be approved.
Mark H, Ankeny
I am calling about my mom's health insurance plan, which is supported by Medica. They are proposing almost 30 % increase to the premiums and this is ridiculous because it's a premium that's already $724 a month with a $7000 or $10000 deductible. It doesn't cover anything and they are wanting her to start paying a thousand dollars almost for nothing. So this is an outrage. It is completely out of control and insurance companies are running Rampant extracting money from our communities. So please do not approve this increase in premium rates. It is absolutely ridiculous. We are planning to go to the. Hearing, this is an outrage. Do not approve this.
Veronica, West Union